Partial valuation surcharge

When you take out a loan, there are situations where you don't get the entire sum paid out in one go. This is the case, for example, when building a house, where you receive payments according to construction progress.

However, each partial disbursement is associated with an expense for the bank, for which it may charge a fee — the so-called partial valuation surcharge. Depending on the bank, this surcharge may be higher or lower, so you should consider this when comparing different financing offers.