Follow-up financing

Follow-up financing regulates what happens after the agreed fixed-interest period terminates.

If you take out a financing when buying a property, it usually consists of two parts: the fixed-interest period and the follow-up financing that starts after the fixed period has expired.

Often there is a residual debt left after the fixed interest rate period, which you still have to pay. Don't worry, this is quite normal. The follow-up financing determines the interest rate at which this residual debt will be repaid.

There are different types of follow-up financing in Germany: the prolongation with your own bank, and the debt rescheduling with another provider. In addition, in some cases, you can opt for a forward loan to secure a low interest rate.

More information you will get in our podcast episode "Anschlussfinanzierung für Immobilien" (german audio only):